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Wealth focused insights, tips and strategies to help you transform your business and become more profitable.

Follow what Cliftons have to say on wealth and financial life management.

From Trash to Smash

From Trash to Smash

Reading time: 1 - 2 minutes

If you're a start-up or considering one, don't think its going to be all sweet from the get go.

For every business that shoots to the top theres a heap on the scrap pile below. 


Divorce - A real wealth hazard

Reading time: 1 - 2 minutes

Statistics show that the level of divorce in Australia is in excess of 50,000 divorces a year. Thats a THOUSAND A WEEK.

Life and its traumas

Life and its Trauma

Reading time: 1 - 2 minutes

Life is good, right?...You feel on top of the world, family are all well and business is kicking goals.

But then you get seriously ill or have a major accident. Or worse still, you die.  Whats this mean for your family?

Where to invest?

Investment Property - Good Tips & Thoughts

Reading time: 3 - 6 minutes

Some good opinion on buying property, originally appeared in SMH on August 15, 2012.

House prices may be treading water, but a good investment can still be found if the focus is on yield with realistic views on the prospect of price growth.

Reaching Financial Success

5 Tips for Financial Success

Reading time: 2 - 4 minutes

What are they? We've put together the top 5 tips for helping reach financial success...  

Selling a Business

Selling a Business

Reading time: 1 - 2 minutes

One of the questions that we get from business owners is "if I am going to sell my business, do I sell the shares in my company, or do I sell the business and keep the company?"


Teaching Your Kids A Lesson

Reading time: 2 - 3 minutes

Financial skills are an important part of life.

But schools dont teach them.  So it’s up to parents to educate their children how to properly save money, spend wisely, stick to a budget and turn into financially savvy adults.

Get Your SMSF into Gear

Get Your SMSF into Gear

Reading time: 1 - 2 minutes

The number of self-managed super funds (SMSF) has grown sharply over the last few years.  And its in no small part because SMSF's can borrow to invest these days.

Like any investment theres risk.  Is the risk worth it?

Business Health Check

Time for a Business Health Check

Reading time: 1 - 2 minutes

Caught in the economic downturn?

The key to operating a successful business and making money in an economic downturn or recession is to know where your business performs well and where it can improve.

Can you Afford to Sell??

Can you Afford to Sell??

Reading time: 1 - 2 minutes

A "Business Value Gap" is the difference between the value of your business today and what you need it to be at time of sale.  

A shortfall can have a significant impact on your retirement plans and may force you to reassess your desired standard of living in retirement.

Worst case - it can mean you cant afford to sell.

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