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Sounds pretty easy doesn't it? Just save $15 a week.

If thats true, why aren't more people doing it, and getting the advantage in retirement?

Financial skills are an important part of life.

But schools dont teach them.  So it’s up to parents to educate their children how to properly save money, spend wisely, stick to a budget and turn into financially savvy adults.

Negative gearing, the tax benefit of having more deductions that income on an investment (generally property), has been around for a long time but has also been in the cross-hairs to feel the axe of tax reform for a while too.

The latest swipe has come from the Murray Review of the Financial System.

Whats it all mean?

Reality - between 50% and 75% of new businesses wont make it past the first 3 years!!

So why is that?

I really hope you're not leaving meeting your budgets and targets to the whims of chance.

The only way to make sure you're actually achieving what you set out to  achieve in $ terms, new customers, visiting clients - is to chunk it down and monitor it.

But what does that actually mean?

Negative gearing in the rental property market is very popular with such a broad range of Australians.

From those starting out in the property market to mums and dads, it seems so many people think generating a tax loss from having a property is a great idea.

But is it really??

As business owners we often want to feel essential to the success of our business.  Some common quotes from business owners are:

“My Customers are totally loyal to me”

“I am the face of my business”

It is critical that business owners have a succession strategy. Many people are led to believe that succession means selling.

This isn't necessarily the case, however, as there are a variety of succession strategies available that are not widely considered by business owners.

Statistics show that the level of divorce in Australia is in excess of 50,000 divorces a year. Thats a THOUSAND A WEEK.

Life is good, right?...You feel on top of the world, family are all well and business is kicking goals.

But then you get seriously ill or have a major accident. Or worse still, you die.  Whats this mean for your family?

Some good opinion on buying property, originally appeared in SMH on August 15, 2012.

House prices may be treading water, but a good investment can still be found if the focus is on yield with realistic views on the prospect of price growth.

What are they? We've put together the top 5 tips for helping reach financial success...