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Budget Time 2017

Budget-2017

Personal Tax

  • 2% budget deficit levy on incomes greater than $180,000 will not be extended, and will cease in the 2016-17 financial year.
  • The tax rates for the 2017-17 and 2017-18 financial years have not changed.
  • Current Low Income Tax Offset rates have not changed.
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Your Challenge - save $15 a week

Your Challenge - save $15 a week

Sounds pretty easy doesn't it?  Just save $15 a week.

If that's true, why aren't more people doing it, and getting the advantage in retirement?

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Stress Change

Stress Change

Lately there's been a fair bit of stress in my life; enough to potentially drag me down and bury me underneath it.

But it's not been of my doing, and this morning listening to a podcast by Barbell Shrugged (who's have thought, huh??) on diet and nutrition, I realised why I've been able to work through it.

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Growing Online

Growing Online

More and more businesses are thriving through clever online marketing.  And many businesses push into this strategy without getting the first things right.

Online marketing is generally a cost-effective way of increasing your exposure and expanding your customer reach.

What do you need to get right first?

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Grow Your Business

Grow Your Business

Building and growing a business doesn't happen overnight - it takes hard work, and a lot of it.

You'll get some things right and some things wrong - but you'll learn a lot from what happens.

There's more than one way to grow a business.  But you need to understand your business and its position to get a better idea of where to focus.

But where do you start.

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From Trash to Smash

From Trash to Smash

If you're a start-up or considering one, don't think it's going to be all sweet from the get go.

For every business that shoots to the top there's a heap on the scrap pile below.

And of the stars there wasn't instant success; it took time, effort and try, try again persistence.

So how lame were some before they hit the big time?

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Beige Budget 2016

Beige Budget 2016

The 2016-17 Budget has been delivered by the Turnbull government.
And what a beige budget it was.

It has a broad focus, is uncontroversial and with no obvious election sweeteners.

The focus is jobs and growth, with incentives for small business and some claw back of superannuation benefits.
The deficit is projected at $37b, reducing to $6b by 2020 and balanced in 2021.

Let's break it down a bit.

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Teaching Your Kids A Lesson

Teaching Your Kids A Lesson

Financial skills are an important part of life.

But schools don't teach them.  So it’s up to parents to educate their children how to properly save money, spend wisely, stick to a budget and turn into financially savvy adults.

So, what are the best financial lessons to teach your kids?

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System Expiry

System Expiry

The landscape of business software has changed dramatically in the last 3-5 years.

Online, cloud, collaborative are all terms used. Business is no longer about a big file server and everything being on site.

And there’s plenty of providers wanting your business.

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Shoot and Reload

Shoot and Reload

I've just finished reading Killing Fairfax (review here).  A very interesting chronicle of the demise of Fairfax; especially so for someone who grew up and got his professional start in print media, with a bit of ink still running in his veins.

And it has some excellent lessons for businesses that face pressures due to change.

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